We travel for different purposes. Some seek something different. Some seek adventure and relaxation. Some seek that feeling of belonging. No matter the reason, we all want to feel safe and comfortable. Whether or not there is a pandemic, comprehensive Travel Insurance gives you that feeling of safety when abroad.
Canadians have a well-earned reputation as travelers. They respect other cultures and social rules. They are polite and friendly, and some are maybe even a little risk averse.
The good news is that Thailand is once again open to Canadian Travellers and entry restrictions have been lifted. From July 1, 2022, Canadian citizens do not need to worry about quarantines, registering for Thailand Pass, or showing proof of hotels and Covid Insurance.
Travel Insurance for Canadian Travelers
Though restrictions are lifted, every traveler needs to assume a measure of personal responsibility. Before Covid, seasoned travelers understood the importance of comprehensive Travel Insurance. It covered things like:
- Medical emergencies
- Personal injury & accidents
- Missed or delayed flights
- Damage to belongings
- Lost luggage
Unforeseen events still happen when traveling and it is important to remember that before Covid, there was a way to protect yourself against them.
Covid gave insurance a bad name. Because many countries made “Covid Insurance” mandatory, people stopped thinking of insurance as personal protection, and started thinking, “It’s that document I have to have so I can escape the snow and enjoy the tropics.”
Whether or not it is required, Travel Insurance always has, and always will be a responsible choice when traveling to another country. It is about protecting yourself against the unexpected.
This is true for Thailand. It is important to know that, unlike in Canada, foreign visitors cannot receive free medical care in Thailand. If something should happen, whether it be an accident or personal injury, a Canadian will need to cover any medical expenses themselves. If they lose their luggage, or a flight is delayed, they have to cover any personal costs. Depending on severity, this could be hundreds, if not thousands, of dollars.
Travel insurance is one of those things you hope you never need but regret not having if the worst should happen.
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a well-known and respected insurance company in Thailand that caters to travelers from around the world. Their policies are straightforward and trusted by Thai authorities and medical institutions.
You may get your COVID-19 Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
Benefits of AXA Sawasdee Thailand
It is possible to organize Travel Insurance through your home country, but there are many advantages to using an international company that is based in the country you are visiting.
Using a local insurance company that is respected and trusted can simplify processes in the unfortunate event you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.
Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.
Offered Packages of Travel Insurance
Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages to cater to any traveler’s needs. Canadian travelers can choose between 2 insurance packages for their trip:
Each package offers a different level of cover and claim amounts.
No Waiting Period
Many insurers will have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.
Because AXA understands Canadians want to feel safe from the moment they land in Thailand, they have removed any 14-day waiting period, so visitors are protected from day one.
Choice of Policy Duration
Many insurance companies offer limited choices for the length of their policies.
Holiday makers want to know they are covered until they safely land home, so visitors from Canada can select the duration of their AXA Insurance policy. Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. If you are looking at Thailand as a potential relocation or long-stay destination, AXA has coverage for those looking long-term.
AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.
Days in Quarantine and Covid Diagnosis
If you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.
Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.
24/7 Dependable Service
AXA Sawasdee Thailand’s insured travelers have access to their 24/7 helpline. Any time of the day, helpful staff are available to address your concerns and offer assistance.
They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.
Certificate of Insurance
Foreign visitors are no longer required to provide proof that they have insurance when in Thailand. But in the unlikely event, a Canadian citizen needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.
Travelers from Canada will receive a convenient 1-Page Certificate of Insurance when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all relevant policy details and can save time and frustration in a stressful situation.
You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.
How to Buy Travel Insurance from Canada
There are many insurance companies to buy Travel Insurance from. Axa makes organizing insurance for your trip fast and simple.
- Go to the AXA Sawasdee Thailand website and apply.
- Pick between the 2 packages: AXA Insurance Package 1 or Package 2.
- Pay for your policy.
- Receive the insurance policy and certificate by email moments after your payment.
- You can then print your 1-Page certificate if you like to carry a hard copy.
Tips to Make Sure your Insurance is Approved
Before traveling, it is always best to check the details of your policy. You want to make sure that:
- Incidents relating to COVID-19 are not excluded.
- Your policy covers your entire stay in Thailand.
- Your details are correct.
Making sure you have good insurance coverage will ease your mind and allow you to soak it all in without having to worry about “what ifs” and “maybes”.
Thailand is the perfect country to escape the snow. With delicious food, long beaches, lush jungle, and a unique culture unlike anything you will find in Canada, it is a wonderful choice to enjoy an extended holiday at a fraction of the cost.