Work is important. So is rest. Work provides the means to make the most of our rest. Given the opportunity to take some leave, now is the best time to travel and find your rest on a foreign shore.
Germany is a beautiful country, well known for its scenery and beers. Many Germans love to holiday in their own country, but if they change their mind, Thailand is a great destination to rest.
During the pandemic, Thailand was not an easy country to visit. With its strict entry requirements, people avoided Thailand. They didn’t want to apply for a Thailand Pass or show proof of flights, hotels, quarantine, and Covid Insurance. Of all the requirements, Covid Insurance was maybe the one that gave most people pause.
But it is important to remember insurance existed before Covid. We used to call it Travel Insurance. Travel insurance was something you hoped you never needed, but regretted not having if the unthinkable happened. It was the safety blanket a traveler put in place to give themselves the best, worry-free holiday they can.
The good news for German travelers is that from July 1st, 2022, people no longer need to provide any proof of flights, hotels, or Covid Insurance. Thailand has removed the last of its entry requirements and is welcoming Germans back to the Land of Smiles.
Travel Insurance for German Travelers
Covid made insurance a dirty word. It’s funny how when someone has to do something, they don’t want to. It becomes too much effort. But seasoned travelers know the necessity and benefits of comprehensive Travel Insurance.
Things happen. Flights are delayed. Luggage is lost. Accidents occur. This is why we have Travel Insurance. Covid is still an issue, but there are many other instances where a traveler will be grateful they protected themselves.
Travel Insurance is not Covid Insurance. It is much more. It provides cover against incidents like:
- Medical emergencies
- Personal injury & accidents
- Missed or delayed flights
- Damage to belongings
- Lost luggage
In Thailand, foreign visitors cannot receive free medical care. If you have an accident or suffer a personal injury, you will need to pay any medical expenses. If you lose luggage, or a flight is delayed, you will have other costs. Depending on the severity, this could be thousands of Euros.
Travel Insurance gives you peace of mind while abroad, and using a trusted company in your destination country makes it easy.
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a well-known and respected insurance company in Thailand that caters to travelers from around the world. Their policies are straightforward and trusted by Thai authorities and medical institutions.
You may get the best Travel Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
Benefits of AXA Sawasdee Thailand
It is possible to organize Travel Insurance through your home country, but there are many advantages to using an international company based in the country you are visiting.
Using a local insurance company that is respected and trusted can simplify processes in the unfortunate event you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.
Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.
Offered Packages of Travel Insurance
Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages to cater to any traveler’s needs. German travelers can choose between 2 insurance packages for their trip:
Each package offers a different level of cover and claim amounts.
No Waiting Period
Many insurers will have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.
Because AXA understands German travelers want to feel safe from the moment they land in Thailand, they have removed any 14-day waiting period, so visitors are protected from day one.
Choice of Policy Duration
Many insurance companies offer limited choices for the length of their policies.
Holiday makers want to know they are covered until they land home safe, so visitors from Germany can select the duration of their AXA Insurance policy.
Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. If you are looking at Thailand as a potential relocation or long-stay destination, AXA has coverage for those looking long-term.
AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.
Days in Quarantine and Covid Diagnosis
If you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.
Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.
24/7 Dependable Service
AXA Sawasdee Thailand’s insured travelers have access to their 24/7 helpline. Any time of the day, helpful staff are available to address your concerns and offer assistance.
They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.
Certificate of Insurance
Foreign visitors are no longer required to provide proof that they have insurance when in Thailand. But in the unlikely event that a citizen of Germany needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.
German travelers will receive a convenient 1-Page Certificate of Insurance when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all relevant policy details and can save time and frustration in a stressful situation.
You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.
How to Buy Travel Insurance from Germany
No matter the time or distance, it is easy for German citizens to get a quote and organize their insurance with AXA Sawasdee.
Follow these steps, and you can be approved and protected in minutes.
- Go to the AXA Sawasdee Thailand website and apply.
- Pick between the 2 packages: AXA Insurance Package 1 or Package 2.
- Pay for your policy.
- Receive the insurance policy and certificate by email moments after your payment.
- You can then print your 1-Page certificate if you like to carry a hard copy.
Tips to Make Sure your Insurance is Approved
Before traveling, it is always best to check the details of your policy. You want to make sure that:
- Incidents relating to COVID-19 are not excluded.
- Your policy covers your entire stay in Thailand.
- Your details are correct.
It is time to leave work and enjoy your rest in your favorite country. With a bit of planning and the right insurance, you can leave the isolation of the pandemic and enjoy the tropical beaches, lush jungle, culture, cuisine, and smiles of Thailand. It is time to have a rest.