Traveling takes a little more preparation and effort these days. With Covid lingering, you need to make sure you and your family are protected and safe. Travel during the pandemic was hard, as Thailand and many countries implement processes and travel restrictions for visitors. A requirement for any visitor to Thailand was to have valid Covid Insurance.
Thailand has always been a popular holiday destination for Chinese travelers. It is close, cheap, and offers many new experiences. The good news is that from July 1, 2022, Thailand has removed its travel restrictions and Chinese visitors are once again welcome to the Land of Smiles.
Chinese citizens no longer need to do any mandatory quarantine, apply for a Thailand Pass, or show proof of flights, hotel and Covid Insurance when arriving in Thailand.
But before Covid, Chinese Travelers understood the importance of having comprehensive Travel Insurance. Travel Insurance wasn’t about protecting yourself from Covid, it was to protect you from events you hope will never happen, but are always a possibility.
Travel Insurance for Chinese Travelers
Though restrictions are lifted, every traveler needs to assume a measure of personal responsibility. Seasoned travelers understand the importance of comprehensive Travel Insurance. It covers things like:
- Medical emergencies
- Personal injury & accidents
- Missed or delayed flights
- Damage to belongings
- Lost luggage
Though you are a healthy traveler, and we all tell ourselves that, “nothing will happen to me”, it is best to be prepared in case it does.
This is true for Thailand. It is important to know that foreign visitors cannot receive free medical care in Thailand. If something should happen, whether it be an accident or personal injury, a Chinese citizen will need to cover any medical expenses themselves. If they lose their luggage, or a flight is delayed, they have to cover any personal costs. Depending on the severity, this could be thousands of Yuan.
Travel Insurance protects travelers from any potential costs so they can focus on enjoying their holiday instead of worrying about something that might or might not happen.
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a well-known and respected insurance company in Thailand that caters to travelers from around the world. Their policies are straightforward and trusted by Thai authorities and medical institutions.
Buy the best travel insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
Benefits of AXA Sawasdee Thailand
When purchasing COVID insurance, please make sure the insurance policy contains the following conditions:
- The COVID insurance must have a minimum cover of $10,000 USD.
- The COVID insurance must cover medical and other expenses for COVID-19-related medical treatment or incidents.
- The COVID insurance should cover emergency evacuation, repatriation, or funeral costs in case of death-related incidents involving COVID-19.
- The COVID insurance should provide cover for the entire time you are in Thailand.
AXA Thailand: AXA Sawasdee Thailand
It is possible to organize Travel Insurance through your home country, but there are many advantages to using an international company that is based in the country you are visiting.
Using a local insurance company that is respected and trusted can simplify processes in the unfortunate event you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.
Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.
Offered Packages of Travel Insurance
Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages to cater to any traveler’s needs. Chinese travelers can choose between 2 insurance packages for their trip:
Each package offers a different level of cover and claim amounts.
No Waiting Period
Many insurers will have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.
Because AXA understands Chinese citizens want to feel safe from the moment they land in Thailand, they have removed any 14-day waiting period, so visitors are protected from day one.
Choice of Policy Duration
Many insurance companies offer limited choices for the length of their policies.
Holiday makers want to know they are covered until they safely land home, so visitors from China can select the duration of their AXA Insurance policy. Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. If you are looking at Thailand as a potential relocation or long-stay destination, AXA has coverage for those looking long-term.
AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.
Days in Quarantine and Covid Diagnosis
If you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.
Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.
24/7 Dependable Service
AXA Sawasdee Thailand’s insured travelers have access to their 24/7 helpline. Any time of the day, helpful staff are available to address your concerns and offer assistance.
They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.
Certificate of Insurance
Foreign visitors are no longer required to provide proof that they have insurance when in Thailand. But in the unlikely event, a Chinese citizen needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.
Travelers from China will receive a convenient 1-Page Certificate of Insurance when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all relevant policy details and can save time and frustration in a stressful situation.
You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.
How to Buy Travel Insurance from China
There are many insurance companies to buy Travel Insurance from. Axa makes organizing insurance for your trip fast and simple.
- Go to the AXA Sawasdee Thailand website and apply.
- Pick between the 2 packages: AXA Insurance Package 1 or Package 2.
- Pay for your policy.
- Receive the insurance policy and certificate by email moments after your payment.
- You can then print your 1-Page certificate if you like to carry a hard copy.
Tips to Make Sure your Insurance is Approved
Before traveling, it is always best to check the details of your policy. You want to make sure that:
- Incidents relating to COVID-19 are not excluded.
- Your policy covers your entire stay in Thailand.
- Your details are correct.
Making sure you have good insurance coverage will ease your mind and allow you to soak it all in without having to worry about “what ifs” and “maybes”.
Thailand is the perfect country to escape to, whether it be a week or a month. With delicious food, long beaches, and lush jungle, it offers Chinese travelers a home away from home. It is a wonderful choice to enjoy an extended holiday at a fraction of the cost, and with the right insurance, there is no need to worry about the worst. You can relax and enjoy every moment.