To travel. To see wonders, eat delicacies, and meet other travelers from around the world is an amazing experience for anyone who craves adventure. Thailand has always been a close, affordable, and happy country for Indian holiday makers to visit.
The pandemic has made people aware that they must travel responsibly. Over the past two years, Travel Insurance became best known as Covid Insurance. Because it was a requirement for anyone wanting to travel, you always saw “Covid” and “Insurance” in the same sentence. Many people now link the two together.
Before Covid was an issue, responsible travelers understood the importance of having comprehensive travel insurance when abroad. Things we do not plan for could happen, and people knew they needed to protect themselves in these events.
Though Insurance is no longer mandatory for travel to Thailand, Indian Citizen who wants to enjoy a worry-free holiday is wise to get the best travel insurance for themselves and their family.
Travel Insurance for Indian Travelers
An important thing Indian travelers need to know is that foreigners cannot receive free medical care if something should happen while they are in Thailand. Whether it is an accident, personal injury, or Covid diagnosis, an Indian citizen will need to pay for any medical expenses or possible quarantine costs.
This is why comprehensive Travel Insurance is important. It will not only cover Covid-related incidents but also possible situations like:
- Medical emergencies
- Personal injury & accidents
- Missed or delayed flights
- Damage to belongings
- Lost luggage
Buying good Travel Insurance shouldn’t break the bank. You want to budget for great experiences, not potential medical costs or expensive insurance. It will take time, but travelers need to once again think of insurance as “Travel protection”, not “Covid protection”.
AXA Sawasdee Thailand is a well-known and respected insurance company in Thailand that caters to travelers from around the world. Their policies are straightforward and trusted by Thai authorities and medical institutions.
You may get your Travel Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
AXA Thailand: AXA Sawasdee Thailand
There are many benefits to using an international company that is based locally in Thailand.
Using a local insurance company that is respected and trusted can ease the process in the unfortunate event where you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.
Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.
Offered Packages of COVID Insurance
Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages to cater to any traveler’s needs. Indian travelers can choose between 2 insurance packages for their trip:
Each package offers a different level of cover and claim amounts.
No Waiting Period
Many insurers will have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.
AXA understands Indian travelers want to feel safe from the moment they land in Thailand. They have removed any 14-day waiting period so that visitors are protected from day one.
Choice of Policy Duration
Many insurance companies offer few choices for the length of your policy.
Holiday makers want to know they are covered until they safely land home, so Indian travelers can select the duration of their AXA Insurance policy. Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. They also have policies for Indians who are looking to move or stay longer.
AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.
Days in Quarantine and Covid Diagnosis
If you are diagnosed with COVID while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.
Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.
24/7 Dependable Service
AXA Sawasdee Thailand’s insured Indian travelers will have access to their helpline 24/7. Any time of the day, they will be available to address your concerns and offer assistance.
They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.
COVID-19 Certificate of Insurance
Foreign visitors are no longer required to provide proof that they have insurance. But in the unlikely event, an Indian citizen needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.
Travelers from India will receive an insurance certificate when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all the relevant policy details and can save time and frustration in a stressful situation.
You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.
How to Buy COVID Insurance from India
There are other health insurance companies to buy COVID insurance from. But the steps for buying COVID insurance from AXA Sawasdee Thailand are simple:
- Go to the AXA Sawasdee Thailand website and apply.
- Pick between the 2 packages: AXA Insurance Package 1 or Package 2.
- Pay for your policy.
- Receive the insurance policy and certificate by email moments after your payment.
- You can then print your 1-Page certificate if you like to carry a hard copy.
In the end, if Covid is relevant or not, it is best to protect yourself and your loved ones when traveling abroad. You never plan for things to go wrong, but knowing you are covered with quality Travel Insurance will ease your mind and let you enjoy the adventures you seek.
Tips to Confirm COVID Insurance is Valid
It is important to check your policy meets all entry requirements. There is nothing worse than arriving and discovering that your name or time of visit is wrong.You need to check:
- Correct personal details.
- A minimum medical coverage of $10,000 USD.
- It must state cover for incidents involving “COVID-19”.
- It must list the period of cover. Make sure it covers your entire stay in Thailand.