As a traveler, what is most important to you?
Is it “enjoying the moment”, or “creating memories”? Is it being spontaneous and pushing outside your comfort zone? No matter your reason for traveling, one thing every traveler agrees on during this turbulent time is that being protected and safe is important.
Another thing many agree on is that travel over the past two years has been a hassle. With tough country restrictions, people had to jump through many hoops to go abroad. When visiting Thailand, a Norwegian citizen had to seek approval, provide flight and hotel details, and show a valid Covid Insurance policy.
The good news is that things are changing for the better. From July 1, 2022, Norwegian travelers no longer need to provide proof of Covid Insurance to enter Thailand. The country has removed its travel requirements and the hoops are gone.
That said, Travel Insurance was a wise choice before Covid, and it is a wise choice after Covid. It gives you peace of mind and allows you to enjoy your holiday without worrying about “what ifs”. Whether you travel for business or pleasure, keeping yourself insured and protected from unexpected events is one of the best things you can do as the pandemic winds down.
Travel Insurance for Norwegian Travelers
Norwegians love to visit Thailand. It is a holiday destination far outside what they will find at home. With tropical beaches and lush jungle; it offers culture and cuisine that many travelers from Norway experience once and keep coming back for. Thailand offers adventure and certainly tests a person’s comfort zone.
If you’ve ever traveled overseas, or considered leaving Norway, you know many things can happen that are out of your control. Luggage is lost, flights are delayed, accidents occur and personal injury is possible.
This is why Travel Insurance is as important now as it was before the pandemic. It provides cover against incidents like:
- Medical emergencies
- Personal injury & accidents
- Missed or delayed flights
- Damage to belongings
- Lost luggage
It’s important to know that foreign visitors cannot receive free medical care in Thailand. If you have an accident or suffer a personal injury, you will need to pay any medical expenses. If you lose luggage, or a flight is delayed, you will have other costs. Depending on the severity, this could be thousands of Krone.
Spending a few Krone before you leave Norway ensures you have the right protection and might save you thousands if the unexpected should happen.
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a well-known and respected insurance company in Thailand that caters to travelers from around the world. Their policies are straightforward and trusted by Thai authorities and medical institutions.
Get the best Travel Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
Benefits of AXA Sawasdee Thailand
It is possible to organize Travel Insurance through your home country, but there are many advantages to using an international company that is based in the country you are visiting.
Using a local insurance company that is respected and trusted can simplify processes in the unfortunate event you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.
Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.
Offered Packages of Travel Insurance
Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages to cater to any traveler’s needs. Norwegian travelers can choose between 2 insurance packages for their trip:
Each package offers a different level of cover and claim amounts.
No Waiting Period
Many insurers will have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.
Because AXA understands that travelers from Norway want to feel safe from the moment they land in Thailand, they have removed any 14-day waiting period, so visitors are protected from day one.
Choice of Policy Duration
Many insurance companies offer limited choices for the length of their policies.
Holiday makers want to know they are covered until they safely land home, so visitors from Norway can select the duration of their AXA Insurance policy.
Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. If you are looking at Thailand as a potential relocation or long-stay destination, AXA has coverage for those looking long-term.
AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.
Days in Quarantine and Covid Diagnosis
If you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.
Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.
24/7 Dependable Service
AXA Sawasdee Thailand’s insured travelers have access to their 24/7 helpline. Any time of the day, helpful staff are available to address your concerns and offer assistance.
They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.
Certificate of Insurance
Foreign visitors are no longer required to provide proof that they have insurance when in Thailand. But in the unlikely event that a citizen of Norway needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.
Norwegian travelers will receive a convenient 1-Page Certificate of Insurance when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all relevant policy details and can save time and frustration in a stressful situation.
You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.
How to Buy Travel Insurance from Norway
If you are a Norwegian traveler, you can purchase your AXA Sawasdee Thailand insurance online. It is well priced, simple to understand and you will be approved with a certificate within minutes.
- Go to the AXA Sawasdee Thailand website and apply.
- Pick between the 2 packages: AXA Insurance Package 1 or Package 2.
- Pay for your policy.
- Receive the insurance policy and certificate by email moments after your payment.
- You can then print your 1-Page certificate if you like to carry a hard copy.
Tips to Make Sure your Insurance is Approved
Before traveling, it is always best to check the details of your policy. You want to make sure that:
- Incidents relating to COVID-19 are not excluded.
- Your policy covers your entire stay in Thailand.
- Your details are correct.
As Thailand once again opens its arms to Norway, you will travel easier knowing you are covered against unforeseen events. Pushing your comfort zone can be fun, and you will experience many new things out of your control. But traveling responsibly with comprehensive protection is in your control. And doing this will let you focus on creating new memories in this post-pandemic world.