How to Buy Thailand Travel Insurance from Malaysia

COVID-19 Health Insurance

COVID-19 Health Insurance
Imagine yourself in Thailand, standing in an overlooking view of a radiant warm beach, you are holding this iced cold drink, Cha Manao, very tasty and limey and sipping it through a straw.

While enjoying the moment, you thought, “life is a dream” and proceeded to be in the moment with people around you.

The next day, you feel heavy, your temperature is as hot as newly boiled water. You went to see a doctor for a check-up and turns out you are infected with COVID. 

The “life is a dream” fell apart in just a blink of an eye.

COVID Insurance for Malaysian Travelers

Traveling is fun and games until something unexpected happens during that travel. This is why travel insurance exists.

Traveling to Thailand right now is very possible for all travelers from all over the world, including Malaysian travelers. Thailand’s gates are open to all regardless of the vaccination status, vaccinated or unvaccinated under the Test and Go Program.

Entering Thailand, however, requires Malaysian travelers to follow Thailand travel restrictions and requires Malaysian travelers to have complete required travel documents.

One of the travel documents that the Thai government requires for Malaysian travelers is COVID-19 Travel Insurance.

COVID Insurance is inbound travel insurance for Malaysian travelers traveling to Thailand. The purpose of this is to cover COVID-19 travel inconveniences, that might happen during your trip to Thailand

Other than it covers COVID- 19 travel inconveniences, having travel insurance or health insurance with comprehensive coverage in your travel lessens your worry in budgeting your funds for your adventure trip in Thailand.

It is important for Malaysian travelers to know that the Thai government will not be responsible for the expenses incurred by foreign travelers in Thailand.

Get your COVID-19 Insurance here:

COVID Travel Insurance Thailand

Thailand COVID Insurance Requirements

Like any other country, Thailand has specific requirements for COVID insurance that travelers should buy.

The COVID insurance must have a minimum coverage of $20,000, with:

  • Medical coverage that will cover emergency medical expenses caused by COVID-19 related incidents. Which includes professional medical treatment from doctors, hospital transport, etc.
  • Funeral or repatriation coverage in case of the death-related incidents caused by COVID-19.

Make sure that when purchasing COVID insurance, the coverage that was listed above must be covered, or else it will not be deemed valid by Thai authorities.

AXA Thailand: AXA Sawasdee Thailand

AXA Sawasdee Thailand is one of the best insurance companies that offer COVID insurance for travelers traveling to Thailand. 

Offering only the best service and support, and offering major benefits for travelers to feel safe during their travels in this not so simple situation, COVID-19 pandemic, that everyone in the world has endured.

Here are some of the major benefits that AXA Sawasdee Thailand offers:

COVID Insurance Coverage is Approved by the Thai Government

AXA Sawasdee Thailand covers all the standard coverage set by the Thai government. This includes the medical coverage mentioned, the funeral and repatriation coverage set by the Thai government.

AXA Sawasdee Thailand provides valid COVID insurance for Malaysian travelers.

Provides Other Coverage

As a traveler, you might not only need medical coverage or death-related incidents coverage. There may be something else that you need your insurance to cover.

You may need personal accident cover, trip cancellation cover, or cover for loss of baggage, in case one loses personal belongings during your trip.

AXA Sawasdee Thailand has a choice of coverage for you to choose that might be according to your favor:  AXA Insurance Package 1 and AXA Insurance Package 2.

Choice of Length of Insurance Validity

You can choose your preferred length of COVID insurance validity. Either for a short period or a long period of stay, you have control over when your validity of insurance will end. May it be 30 days, 60 days, 90 days, or a year, it will be covered in the hands of AXA Sawasdee Thailand COVID insurance.

Other insurance companies only give limited validity to travelers.

No Waiting Period

The coverage of the COVID insurance purchased will start once the Malaysian enters the gate of the Kingdom of Thailand.

Covers Alternative State Quarantine (ASQ) Days

The AXA Sawasdee Thailand COVID insurance will include covering the days when Malaysian travelers are still in 14, 10, or 7 days quarantine period. AXA Sawasdee Thailand will also provide doctors if travelers request to have one during the quarantine period.

1-page COVID Insurance Certificate of Insurance

After the processing of the payment, the traveler will receive a Certificate of Insurance detailing all the coverage of the COVID insurance that was purchased. It will serve as proof that you have successfully purchased one to be granted entry in Thailand.

A 1-page proof of documentation is required to apply for Thailand Pass, AXA Sawasdee Thailand’s Certificate of Insurance is perfect to easily apply for the Thailand Pass.

Responsive Service

Axa Sawasdee Thailand has a global assistance service, they provide 24/7 emergency assistance which enables them to facilitate and serve travelers quickly and in a timely manner.

After paying for the purchased COVID insurance, expect that you will receive an email with the travel insurance policy and Certificate of insurance via email in no time.


The insured can get a full premium refund if the Royal Thai Embassy/Royal Thai Consulates does not accept AXA Sawasdee Thailand insurance. The Insured must provide to AXA proof of the requirement by the Embassy which indicates that AXA Sawasdee Thailand is not acceptable e.g. a webpage of the Embassy listing the requirement, a leaflet with the Embassy header/logo.

How to Buy COVID Insurance from Malaysia

If you are a Malaysian traveler planning to travel to Thailand, there is no need to worry about how to buy one because one can buy COVID insurance from AXA Sawasdee Thailand through online transactions.

Follow the instructions below to successfully buy one:
Thailand Travel Insurance Plan 2

  • Choose the package that you would like to prefer: AXA Insurance Package 1 and AXA Insurance Package 2 
  • Buy the COVID insurance at AXA Thailand. Fill it in with your personal details.
  • Pay the COVID insurance that you bought.
  • You will receive insurance policy details of certificate of insurance once you have successfully paid for the bought COVID insurance.
  • After receiving the certificate of insurance, you can proceed to apply for the Thailand Pass

After being successfully approved from the Thailand Pass, you are ready for your trip to Thailand.

Tips to Purchase the Valid COVID Insurance

For your purchase insurance to be deemed valid, you should check the details of your insurance policy or certificate of insurance, check if the following details are in the insurance policy or certificate of insurance:

  • The insurance must have a specification that COVID-19 related incidents are covered by the insurance that you purchased. Some of you may purchase general insurance, please make sure that it covers COVID-19 related incidents, not just for personal accidents that are not related to COVID-19.
  • The insurance must have a specification of the validity of the COVID insurance that was purchased. You will also have to make sure that the validity period of the COVID insurance will be valid for your whole stay in Thailand.
  • The insurance must have specifications that the COVID insurance that was purchased was of minimum coverage of $20,000. 

Note: Your COVID insurance may be treated invalid without the specifications from above, so, please check.

Get your COVID-19 Insurance here:

COVID Travel Insurance Thailand

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