How to Buy Thailand Travel Insurance from the US

COVID-19 Health Insurance

COVID-19 Health Insurance
Traveling is one of life’s greatest pleasures. Discovering new places, new people, new cultures, new food. The true magic of traveling is that each of these discoveries is an experience, a memory you will carry for the rest of your life.

Before the Covid pandemic, responsible travelers understood the importance of Travel Insurance. It protected you against unforeseen circumstances while outside the States. There are risks when traveling in a foreign country. Things happen. And being protected allowed people to travel with less stress.

Risk increased during the pandemic, and many countries required proof of Covid Insurance for foreigners entering their country. Thailand was one of these countries. Over time, people associated insurance with Covid, not with Travel.

2022 has seen travel restrictions ease. International travel is on the cards again for US citizens, yet the need for comprehensive travel insurance is no less than it was before, or during, the pandemic.

Travel Insurance for American Travelers

From July 1, 2022, Americans no longer need to do mandatory quarantine, provide hotel bookings, apply for a Thailand Pass, or provide proof of Covid Insurance. Vaccinated travelers will provide a vaccination certificate before boarding their flight, and unvaccinated travelers will complete an RT-PCR or Pro-ATK test before departing the US.

So why is Travel Insurance important?
Foreign visitors are not eligible for free medical care in Thailand if something should happen. Whether it be an accident or personal injury, if an American needs medical help, they will need to cover any medical expenses. Depending on the severity, this could be hundreds, if not thousands, of dollars.

This is why comprehensive Travel Insurance is important. It not only covers Covid related incidents but also possible situations like:

  • Medical emergencies
  • Personal injury & accidents
  • Missed or delayed flights
  • Damage to belongings
  • Lost luggage

Buying good Travel Insurance shouldn’t break the bank. Protecting yourself is much cheaper than paying medical bills, buying new flights, or replacing lost luggage. You want to budget for great experiences, not potential “what ifs”.

Get your COVID-19 Insurance here:

COVID Travel Insurance Thailand

AXA Thailand: AXA Sawasdee Thailand

When looking for the best comprehensive Travel Insurance, look no further AXA Thailand.

AXA Sawasdee Thailand is an international company based in Thailand. They are well known and respected by Thai authorities and medical practitioners. They cater to travelers from around the world and have been helping American visitors enjoy worry-free Thai holidays for many years.

Their policies are straightforward, competitively priced, and offer many benefits in Thailand.

Benefits of AXA Sawasdee Thailand

It is possible to organize Travel Insurance through American companies, but there are many advantages to using an international company based in the country you are visiting.

Thai Approved

Using a respectable local insurance company can ease the process in the unfortunate event you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.

Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.

Offered Packages of COVID Insurance

Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages that cater to any traveler’s needs. American travelers can choose between 2 insurance packages for their trip:

Each package offers a different level of cover and claim amounts.

No Waiting Period

Many insurers will have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.

AXA understands US travelers want to feel safe from the moment they land in Thailand. They have removed any 14-day waiting period so that visitors are protected from day one.

Choice of Policy Duration

Many insurance companies offer limited choices for the length of their policies.

Holiday makers want to know they are covered until they safely land home, so US citizens can select the duration of their AXA Insurance policy. Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. Many Americans look at Thailand as a potential relocation or long-stay destination, so AXA has coverage for those looking long-term.

AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.

Days in Quarantine and Covid Diagnosis

If you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.

Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.

24/7 Dependable Service

AXA Sawasdee Thailand’s insured US travelers will have access to their 24/7 helpline. Any time of the day, helpful staff are available to address your concerns and offer assistance.

They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.

Certificate of Insurance

Foreign visitors are no longer required to provide proof that they have insurance. But in the unlikely event, that an American citizen needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.

American clients will receive a convenient 1-Page Certificate of Insurance when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all relevant policy details and can save time and frustration in a stressful situation.


You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.

Buying AXA Sawasdee Thailand COVID-19 Insurance

So how do you buy the best COVID insurance through AXA Sawasdee Thailand?
Follow these simple steps:
Thailand Travel Insurance Plan 2

  • Go to the AXA Sawasdee Thailand website and apply.
  • Pick between the 2 packages: AXA Insurance Package 1 or Package 2.
  • Pay for your policy.
  • Receive the insurance policy and certificate by email moments after your payment.
  • You can then print your 1-Page certificate if you like to carry a hard copy.

Tips to Validate Travel Insurance

Before traveling, it is always best to check the details of your policy. You want to make sure that:

  • Incidents relating to COVID-19 are not excluded.
  • Your policy covers your entire stay in Thailand.
  • Your details are correct.

Americans spent a lot of time locked in their own country. Now those restrictions are lifted and paperwork removed, it is time to get back out into the world. Things are returning to normal and knowing you are covered while abroad will make it feel like Covid never existed.

Get your COVID-19 Insurance here:

COVID Travel Insurance Thailand

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